As a family law attorney here in Texas, my divorce clients often call me when they suddenly realize a new complication in their cases. Fiona was a strong, calm, mother of two children who was confident she would get custody of her children. But suddenly she realized that she might have to fight her … [Read more...]
How Discharged Debts in Bankruptcy Appear on Your Credit Report
By Christopher Migliaccio, Attorney and Co-Founder of Warren & Migliaccio, L.L.P. Navigating the aftermath of bankruptcy can be daunting. Understanding how discharged debts appear on your credit report is crucial for your financial future. In this blog, I will explain the key aspects of how … [Read more...]
Your Guide on How to Win an Ex Parte Hearing Successfully
“Did you hit him?” Jane said to ex husband Randy. “Tell me the truth because that bruise looks like you hit him.” “I told you he got mauled during his last soccer game by some bigger kid. We’re fine when he’s with me,” Randy retorted. “You know I told my lawyer I was scared you’d get … [Read more...]
What Happens if I Am Sued by Synchrony Bank in Texas for Debt Collection?
Are you being sued by Synchrony Bank in a debt collection lawsuit? At Warren & Migliaccio, we understand that you may be confused and stressed about how to proceed. Our Texas debt resolution lawyers want you to know that you have legal options, whether you recognize the alleged debt or … [Read more...]
What to Do if JPMorgan Chase Bank, N.A. Files a Chase Credit Card Lawsuit Against You
JPMorgan Chase Bank, N.A. suing you over defaulted credit card debt? We understand you may not know what to do or how to defend yourself. Many people ignore collection lawsuits due to lack of funds, fear, or not understanding the potential consequences of ignoring them. It is worth exploring your … [Read more...]
When to Stop Using Credit Cards Before Filing Chapter 7
As a bankruptcy attorney here in Texas, potential clients often call me with questions about the Chapter 7 filing process. But sometimes, they call me eager to share their own ideas as well. Pete was one of them. “Hi Chris,” Pete began, excited. “I know we might file for bankruptcy next month if I … [Read more...]
10 Cities That Have Declared Bankruptcy: Lessons Learned and Strategies for Recovery
Bankruptcy can be a daunting experience, not only for individuals but also for cities and municipalities. When a city declares bankruptcy, it often signals a deeper systemic issue involving financial mismanagement, economic downturns, or both. In this blog, we will explore ten notable cities that … [Read more...]
What To Do If LVNV Funding, LLC Is Suing You
These days, it is all too easy to find yourself in debt. The truth of the matter is that if you promised to pay, whether through revolving credit, promissory note, or by verbal agreement, you do legally owe the money. With the state of the world these days, it is easy to just want to ignore the … [Read more...]
How Is Debt Divided in a Texas Divorce? Insights & Tips
When going through a Texas divorce, one of the most challenging and emotionally charged aspects is figuring out how debt is divided. Unlike tangible assets, dividing debt isn't always as straightforward as splitting everything in half. Texas is a community property state, which presents a particular … [Read more...]
Credit Card Debt: Guide to Responding to Court Summons
Facing a court summons for credit card debt can feel overwhelming. As Christopher Migliaccio, an attorney and co-founder of Warren & Migliaccio, L.L.P., I have seen countless individuals struggle with this situation. Understanding how to respond effectively is crucial. Many people fear the legal … [Read more...]
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