The term, “being served,” means that a person has received legal papers, a lawsuit, or a subpoena, detailing a civil case in which that person served must appear. It is required by law that the plaintiff gives the defendant a legal notice before bringing them to court. But why does a person get … [Read more...]
What is a Writ of Garnishment and How Can You Stop It?
From corporate credit cards or small business loans, business debt can be difficult to manage. If it remains unpaid for long, businesses may face a serious problem: garnishment. Bank account garnishment is a legal process that helps a garnishee, often a bank, collect money from a debtor and give it … [Read more...]
Can You Declare Bankruptcy to Escape a Credit Card Lawsuit in Texas?
Facing a lawsuit for unpaid credit card debts is stressful enough to wipe away your peace of mind and disrupt your life. The resulting garnishing of bank accounts and seizing of non-exempt assets can bring your financial life to a standstill or set it in a dooming downward spiral. However, the … [Read more...]
8 of the Best Defenses to Creditor Lawsuits
If you're faced with a lawsuit from one or more of your creditors, then you'll want to mount the best possible defense. In this article, we'll discuss what does not constitute a valid legal defense and 8 legally valid defenses that can help you win your case. What is Not an Acceptable Legal … [Read more...]
The Ultimate Guide to Bankruptcy in Texas
If debt is overwhelming you and you are looking for a debt relief solution, filing bankruptcy might be right for you. Bankruptcy gives you a fresh financial start and allows you to resolve your debt in an efficient manner. The bankruptcy attorneys at Warren & Migliaccio can help guide you … [Read more...]
Bankruptcy: Does Declaring This Discharge Credit Card Debt in Texas?
For consumers who are looking for debt relief, filing for bankruptcy could be the best way to discharge credit card debt and start over with a clean slate. When considering filing for bankruptcy, consumers should decide which type to file based on their specific situation. This article looks at the … [Read more...]
Is It Possible To Be “Judgment Proof?”
The phrase "judgment proof" often comes up in relation to bankruptcy and court orders. What does it mean to be "judgment proof?" Is it even possible? What Does Judgment Proof Mean? The common definition of "judgment proof" is either you are too broke to pay off the debt, or you only have income … [Read more...]
Credit Card Company Sues You: First Steps
Can a credit card company sue you? And what can I do about this legal action? These are questions we get quite often at our law office. Being served with a lawsuit for unpaid credit card debt is a startling and scary experience. Whether you’ve been served by the original creditor (the credit … [Read more...]
The Top Five Need-to-Know Concepts for Spousal Maintenance in Texas
What determines spousal maintenance in Texas when it comes to divorce? While divorce is something known by all, the specifics of what controls different payments and conditions is rather complex and known by few. Do you feel overwhelmed by the potential for or process of divorce? If so, you aren’t … [Read more...]
Bankruptcy: 4 Basic Steps
Whether you file for protection under Chapter 7 or Chapter 13, the bankruptcy process includes four steps: Preparation Filing 341 Meeting Discharge 1. Preparation Your attorney will tell you precisely what information and documentation you must prepare before he can initiate your … [Read more...]
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