If you’re in financial dire straits, you may consider the possibility of filing for bankruptcy, but the process is more complicated than simply deciding that it’s time to go ahead with filing. One stumbling block that many people encounter is in the difficulty of deciding between Chapter 13 vs … [Read more...]
Inheritance after Bankruptcy in Texas
If you have received an inheritance after you have filed for a bankruptcy in Texas, what happens next depends almost entirely on 2 factors – the timing of the bankruptcy and the type of the bankruptcy that you filed, either a Chapter 7 or Chapter 13. Whatever the circumstances, a bankruptcy attorney … [Read more...]
Applying for Credit after Bankruptcy in Texas
Many mistakenly believe that it’s impossible to get credit after declaring bankruptcy, when the case is quite the opposite. In fact, you’re likely to be issued offers by several credit card companies after your case has been closed. That doesn’t mean, however, that you should take any offer that … [Read more...]
Alternatives to Bankruptcy in Texas
Being under financially hard times does not necessarily mean that you need to file for a Chapter 7 or Chapter 13 bankruptcy. In some cases, you may be able to resolve your financial troubles by addressing your debt head-on, and a bankruptcy could be avoided altogether. Consider speaking with a … [Read more...]
Comparing Chapter 13 and 7 Bankruptcy in Dallas
The difference between a chapter 13 and a chapter 7 bankruptcy in Dallas comes down to whether or not the bankruptcy court rules to completely discharge your debts or to set you up with a repayment plan to repay part or all of your debts to your creditors. When you are unsure of the … [Read more...]
What does bankruptcy do?
People begin to ask themselves (and others), “What does bankruptcy do?” as they begin to consider the possibility that they may need to file for bankruptcy. Being well-informed on the bankruptcy processes is vital to adequately preparing yourself. The more prepared you are, the more likely you are … [Read more...]
After Passing the Means Test for Bankruptcy in Texas
Bankruptcy terms like the means test can be confusing. Not only that, you may have the option to file for either Chapter 7 or Chapter 13. With this being such a complicated area of the law, it may be in your best interests to seek legal counsel from a Dallas, TX law firm. The Chapter 7 means test … [Read more...]
Bankruptcy Eliminates Credit Card Debt
Bankruptcy can provide tremendous relief if you are facing credit card debt. If you have credit card balances that are becoming too difficult to keep up with the minimum payment, bankruptcy may the solution for you. Chapter 7 and Chapter 13 bankruptcy help make credit card debt more manageable … [Read more...]
Benefits of Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides one of the fastest means of getting a fresh financial start. It is designed at eliminate your debt in just a few months, typically four to six months. Benefits of Chapter 7 Bankruptcy is very effective at completely wiping out common debts such as: Credit … [Read more...]
Bankruptcy Alternatives
Bankruptcy, particularly, Chapter 13 bankruptcy is a useful tool in stopping a foreclosure and getting your loan caught up. If you fall behind on your mortgage, the mortgage lender will eventually consider the loan in default, demand the full balance of the mortgage, and give notice of … [Read more...]
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