As an attorney specializing in both family law and bankruptcy, I often encounter cases where financial issues intersect with marital problems. Elise had already let me know she was separated from her husband and might need representation if they were to decide to formally get divorced. Then an even … [Read more...]
Do I Have to Go to Court for Chapter 7? Key Insights
Sarah let out a frustrated sigh as she read the email. "Well, it's official — my 341 meeting with the bankruptcy trustee is scheduled for next week." "Oh man, do you have to actually go to the courthouse for that?" Emily asked with a concerned look. Sarah shook her head. "Thankfully, no. Since … [Read more...]
How Bankruptcy Stops Creditors: A Guide to Automatic Stay
Dealing with aggressive creditors can feel overwhelming, especially if you're facing mounting debt. You might be considering bankruptcy as a way out, but how exactly does it provide relief from relentless collection efforts? This is where understanding how bankruptcy stops creditors can provide some … [Read more...]
Can I Get a HELOC After Chapter 7 Discharge?
As a bankruptcy attorney here in Texas, it’s common for my clients to reach out to me soon after the dust has settled from their Chapter 7 bankruptcy cases. One afternoon, I received a call from Leon, a client I represented in his Chapter 7 bankruptcy case just six months earlier. “Hey, Chris,” … [Read more...]
Chapter 7 Bankruptcy & Unemployment Overpayment in Texas
Navigating Chapter 7 can be challenging, especially with debts from unemployment insurance overpayments. I recently helped my client Ron through this situation. Ron called me with his problem: “Chris, I need your help. I’ve been overpaid on my unemployment insurance, and now I owe a significant … [Read more...]
What is the Income Cut Off for Chapter 7
Overwhelmed with debts? Financial stress can get extremely challenging. But there is a legal process to save you from all the struggle! Filing for Chapter 7 bankruptcy is one of the most common options to wipe off all your unsecured debts, including your personal debt, medical expenses, and … [Read more...]
How to Improve Your Credit After Bankruptcy
Recovering from bankruptcy involves more than just eliminating debt. Rebuilding your credit is a crucial step in your financial recovery. A strong credit score opens doors to better financing options, lower insurance rates, and more. Let’s explore effective strategies for improving your credit after … [Read more...]
Can You Appeal If a Bankruptcy Ruling Is Unfair?
Bankruptcy can be a complex process, and it’s not uncommon to feel that a ruling made by the court is unfair. But when you know a bankruptcy decision was legally unjust or incorrect, it is in your best interests to file an appeal. So, understanding the appeal process can provide clarity and help you … [Read more...]
Is Chapter 13 Bankruptcy Different in Different States? (Is it a Federal or State Court Action?)
When considering Chapter 13 bankruptcy, many people wonder whether the process varies from state to state. Is it influenced by federal regulations, or do state laws play a role? Understanding how Chapter 13 bankruptcy operates can clarify these questions and help you make informed … [Read more...]
What to Do When a Creditor Freezes Your Bank Account
Few things are as alarming as discovering that a creditor has frozen your bank account. This situation can feel overwhelming and distressing, especially if your funds are needed for essential expenses. But understanding the process and knowing your options can make a significant difference in … [Read more...]
- « Previous Page
- 1
- 2
- 3
- 4
- …
- 12
- Next Page »
