As an attorney with extensive experience in bankruptcy law here in Texas, I encounter clients facing all sorts of complex financial challenges. I remember the first call I received from a new client named Hank, a Texan grappling with how to manage the second mortgage on his home that he just … [Read more...]
How to Find Out if You Owe Money to a Debt Collector
Debt can be a confusing and overwhelming issue, especially when you're not sure if you owe money to a debt collector. If you're receiving mysterious phone calls, letters, or emails, or you're simply concerned about potential debts, it's important to take proactive steps to find out if you owe money … [Read more...]
The differences between Personal and Business bankruptcy
The Crossroads of Financial Distress: Navigating Personal and Business Bankruptcy in Texas Financial hardship can strike at any time, impacting both individuals and business entities. When faced with overwhelming debt, navigating the complexities of bankruptcy can seem like a daunting prospect. In … [Read more...]
12 Non-Dischargeable Debts in Bankruptcy You Need to Know
As a bankruptcy attorney here in Dallas, I often get emails like the one I got from Dennis with a subject line: "Can Filing for Bankruptcy Help?" Dennis's Story Dennis and his wife had lived comfortably for many years until a medical emergency wiped out their savings. Then a downturn in the … [Read more...]
Explore Your Options: Can SBA Loans Be Discharged in Bankruptcy?
Feeling a bit tangled up in the SBA loan web? Totally get it. Now, you might be wondering, "Can SBA loans be discharged in bankruptcy?" It's like trying to navigate a maze blindfolded. But hey, good news — we're Warren & Migliaccio, your legal GPS through this chaos. Let's unravel this together. … [Read more...]
Can You File Bankruptcy on a Judgment?
If you’re located in North Texas and find yourself facing a judgment, we understand the stress and financial burden it can bring. That’s why we aim to provide you with all the information you need to know about how you can handle the situation. To better comprehend the process, we will explain how … [Read more...]
What Is the Difference Between Chapter 7 and Chapter 13 Bankruptcy in Texas?
The two most common types of personal bankruptcy are Chapter 7 and Chapter 13. As Texas bankruptcy attorneys, a common question we receive is, "What is the difference between Chapter 7 and Chapter 13 bankruptcy in Texas?" Though both Chapter 7 and Chapter 13 bankruptcy can help you get a fresh … [Read more...]
6 Types of Bankruptcy and How You Can Cope With Each
The B-Word Regardless of scale and industry, there is one b-word that no company doesn't want to be associated with. Bankruptcy is an experience that leaves businesses trauma on multiple levels. All of a sudden, uncertainty becomes the norm. Workers are thrust into unemployment, unsure if they … [Read more...]
Online Romance Scams and How Bankruptcy Can Help
Online Romance Scams - Use Bankruptcy to Protect Yourself from Financial Ruin Many people turn to social media or dating sites to meet their potential partners due to the convenience these platforms offer. For some, the worst happens when scammers trick them into sending their hard-earned cash. … [Read more...]
Decrease Stress By Filing Bankruptcy
It probably goes without saying that simply knowing we have lingering debts can affect how we go about our daily lives. Feeling the weight of debts on our shoulders every single day can feel like too much to bear at times. Is our financial future going to be secure? Are there things we could be … [Read more...]
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