If you’re considering filing for Chapter 7 or Chapter 13 bankruptcy, you may also be thinking about hiring a financial planner to help you stay on track. If that’s the case, these tips may help you in your decision-making process: Anyone can say, “I’m a financial planner.” Make sure the planner … [Read more...]
Trying to Save Money Amid Bankruptcy in Dallas?
If you are considering filing for bankruptcy inDallas, you must be facing financial difficulties. While bankruptcy can help you make a fresh start, you will need to make some changes in your life so you will not end up in the same situation again. The last thing you should do is spend money on … [Read more...]
Household Debt in America Rises Again
Once again, Americans are whipping out their credit cards and saying, “Charge it.” According to a Wall Street Journal article, household debt in the final quarter of 2011 grew at a 0.25% rate. While that is not a huge jump, there has not been an uptick in household debt since the crash of … [Read more...]
Common Myths to Know Before Filing Bankruptcy in Texas
When you are filing for bankruptcy, you might hear a lot of information from many sources and could be confused about which facts are true and which are not. Here are some common bankruptcy myths debunked. Myth: Bankruptcy relief is no longer an option. Although changes have been made, almost … [Read more...]
3 Questions to Ask before Filing for Bankruptcy with a Texas Attorney
Filing for bankruptcy can be stressful and confusing if you are unfamiliar with the process and are in the midst of dealing with creditors and mounting bills. If you have decided to seek legal help filing for bankruptcy, you should ask your potential Texas attorney questions to make sure you are … [Read more...]
Dealing with the Emotional Effects of Filing for Bankruptcy in Texas
If you are considering filing for bankruptcy, you are probably under a lot of stress and anxiety caused by your debt situation. Constant calls from creditors and the bank can cause you to withdraw and become depressed. Here are some ways to deal with the emotional backlash of filing for … [Read more...]
How a Dallas Bankruptcy Attorney Can Help You
If you’re faced with the possibility of filing bankruptcy and don’t know where to turn or how to proceed, a bankruptcy attorney from one of the hardworking law firms in Dallas, TX, can help you navigate the process and get back on the road to financial independence and self-sufficiency. A lawyer … [Read more...]
Know the Difference Between Chapter 13 & Chapter 7
If you’re in financial dire straits, you may consider the possibility of filing for bankruptcy, but the process is more complicated than simply deciding that it’s time to go ahead with filing. One stumbling block that many people encounter is in the difficulty of deciding between Chapter 13 vs … [Read more...]
An Overview of Texas Chapter 13 Bankruptcy
When you’re considering filing bankruptcy, you may not be aware of the options that you have. A Chapter 13 bankruptcy doesn’t discharge all of your debts, but it does put you on the path towards a new and bright financial future, free of credit problems. The path might not be easy, but the … [Read more...]
Inheritance after Bankruptcy in Texas
If you have received an inheritance after you have filed for a bankruptcy in Texas, what happens next depends almost entirely on 2 factors – the timing of the bankruptcy and the type of the bankruptcy that you filed, either a Chapter 7 or Chapter 13. Whatever the circumstances, a bankruptcy attorney … [Read more...]